Quick easy no fax payday loan

OREM, Utah -- Provider of Consumer Financial Services Has Installed Terminals in over 80 Locations

Q Comm International Inc. (Amex:QMM), a provider of prepaid transaction processing and electronic point-of-sale (POS) distribution solutions, and Universal Prepaid Solutions, an independent sales, marketing and distribution organization and an authorized distributor of Q Comm International, today announced that Checkmate, a rapidly growing provider of check cashing and payday loan services has installed Q Comm's Qxpress terminals in all of their retail locations in seven states through an agreement with Universal Prepaid Solutions. Checkmate serves over 2 million customers annually in over 80 locations and is continuing to expand throughout the Western United States. Checkmate customers now have the ability to purchase prepaid wireless minutes, prepaid long distance, dial tone, Internet, MasterCard and other prepaid services quickly and easily at any location.

Checkmate Director of Operations Johnna Tomke stated: "We are thrilled to offer prepaid services at our locations, our customers love the added convenience. The entire process of selling prepaid products is quick and easy through the Qxpress terminal. From our standpoint we're excited about the additional revenue source, especially because our customers have been asking about the prepaid products. For us, selling through the Q Comm terminal made the most sense because it's more effective than dealing with the theft problems and inventory cost of using hard cards for the same products."

"It is a meaningful endorsement to be chosen by Checkmate," said Terry Kramer, president and CEO of Q Comm. "They are a sizable chain with an excellent reputation that invests significant time and consideration into the retail products, services and systems that they deploy. It is a significant win for Q Comm because we have penetrated a very large fast-growing market that is a perfect fit for our product. The financial services market segment that serves customers with check cashing and loan services is precisely the same type of consumer that is a prepaid purchaser."

ABOUT Q COMM INTERNATIONAL

Established in 1992, Q Comm International provides proprietary prepaid transaction processing and information management systems that facilitate electronic recharge or distribution of prepaid products from service providers or their distributors to retail points of sale. Q Comm's solutions replace traditional hard cards (also known as scratch cards or vouchers) that are costly to distribute, and provide more comprehensive reporting and inventory management among other benefits. In concert with its proprietary data center platform, Q Comm's point-of-sale terminal, Qxpress 200(TM), is currently used by wireless carriers or mobile operators, telecom distributors, and various retailers to sell a wide range of prepaid products and services including prepaid wireless or prepaid mobile, prepaid phone cards, prepaid dial tone and prepaid bank cards, such as prepaid MasterCard. Visit www.qcomm.com for more information.

ABOUT UNIVERSAL PREPAID SOLUTIONS

Universal Prepaid Solutions is owned by AME Enterprises Inc., Dallas, Texas. Universal Prepaid Solutions is a sales and marketing organization focused on retail and commercial distribution of consumer financial products and services. Universal Prepaid operates a national sales and field team throughout the United States to obtain, train and manage independent distributors, sales and retail locations. AME Enterprises partners with many top financial service providers and processors to bring their relationships and clients a full portfolio of payment and processing services such as merchant bank card processing, check collection services, payroll card programs and a full platform of prepaid services through their established alliances with Q Comm and other providers. Visit www.universal-prepaid.com for more information.

ABOUT CHECKMATE

Checkmate is owned by Pacific Rim Capital Alliance Inc., a closely held company owned by Susan Bassford and Linda McEvoy, with corporate offices in Carlsbad, Calif. and Scottsdale, Ariz. Checkmate provides financial services to allow customers to receive immediate cash for unexpected bills, car repairs, vacations, medical emergencies, or other situations where financial obligations need to be met between paydays. Checkmate also offers a variety of services to consumers such as payroll check cashing, out-of-state check cashing, two party check cashing, Western Union wire transfers, money order sales and fax and copy services. Over 15 years of service and over 80 locations make Checkmate one of the top providers of payday loans. Offering excellent service in a clean, professional environment is what sets Checkmate apart from the competition and makes the company one of the leaders in the industry. Visit www.callcheckmate.com for more information.

Statements made in this press release are forward-looking and are made pursuant to the safe harbor provisions of the Securities Litigation Reform Act of 1995. Such statements involve risks and uncertainties that may cause actual results to differ materially from those set forth in these statements. The economic, competitive, governmental, technological and other factors identified in the company's filings with the Securities and Exchange Commission, including the Form 10-K for the year ended Dec. 31, 2003, may cause actual results or events to differ materially from those described in the forward looking statements in this press release. The company undertakes no obligation to publicly update or revise any forward-looking statements, whether because of new information, future events, or otherwise.