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Business Editors

JACKSONVILLE, Fla.--(BUSINESS WIRE)--May 24, 2004

Decade Systems Corp., a prominent integration and business connectivity solutions provider in the mortgage industry, today announced that Warminster, Pa.-based Cardinal Financial Company, a full service mortgage banking firm originating and closing first and second mortgage loans, has licensed and installed Decade's Total Enterprise Data Integration (TEDI) to seamlessly integrate its GHR Systems, Inc., wholesale point-of-sale system and its Dynatek MORvision backend processing and delivery system.

Prior to implementing TEDI, sending information from the front-end Web site to the main loan origination system posed a challenge for the wholesale lending division of Cardinal Financial. As a result of implementing TEDI, mortgage application data collected on Cardinal Financial's Web site can now be seamlessly transferred into their loan processing system, which has enabled the staff at Cardinal Financial to better leverage their investment in technology and increase productivity while focusing on core business objectives such as loan origination and processing.

"We chose a technology infrastructure that represents the best-in-breed components for point-of-sale, underwriting and processing; however, the systems we chose did not natively speak the same language nor did they automatically and seamlessly move the data in real time," said Chris Fenton, technology integration manager at Cardinal Financial Company. "We needed a middleware component to centrally monitor loans coming in from the wholesale channel and then edit, translate, convert and seamlessly load the data to our loan origination system without any human intervention. Utilizing Decade's TEDI Software and existing library of adapters enabled us to not only solve this problem; but also significantly increase production levels and allowed us to get the full return on our investment in our chosen technologies. Decade's outstanding reputation and team of knowledgeable technology experts, coupled with its extreme attention to detail, has helped our entire operation to run more smoothly and we have already identified several more uses of TEDI with respect to moving data in and out of our Dynatek system."

"Cardinal Financial chose Decade because of our staff's level of professionalism combined with the complete integration and system connectivity capabilities we provide for the successful transferring of information into their loan origination system," said Brian K. Fitzpatrick, chief executive officer of Decade Systems. "Through TEDI, Cardinal Financial now has a streamlined workflow and a consolidated overall integration process. The end result is that they can more efficiently and competitively run their operations and focus more attention on their core initiatives - which positively impacts overall profitability."

About Cardinal Financial

Cardinal Financial Company is a full service mortgage banker, licensed by the Departments of Banking in Alabama, Colorado, Connecticut, Delaware, Washington D.C., Florida, Georgia, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Nevada, New Jersey, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia. Cardinal prides itself in providing excellent service to its correspondents for exceeding levels provided by other major lenders. Speed, accuracy and execution are big ingredients to Cardinal's success. A qualified and experienced staff with dedication and enthusiasm provides an excellent environment for efficiency and productivity for the company and its customers. For more information on Cardinal Financial, visit the company Web site at www.cardinalwholesale.com.

About Decade Systems Corp.

Jacksonville, Fla.-based Decade Systems is a leading provider of systems integration solutions for the mortgage industry, providing businesses with efficient alternatives in financial systems integration. Decade's solutions include TEDI, an enterprise data integration software solution that speeds the development of interfaces and transfers information consistently, rapidly and seamlessly across multiple systems and platforms. The company has a reusable industry library of integration objects to over 50 of the most popular mortgage technology software platforms in the industry and provides integration system consulting services on a strategic and technical level, assisting in the design and implementation of solutions for companies' integration challenges. For more information about Decade Systems, visit the company Web site at www.decadesystems.com.