Credit report free state of michigan

LANSING, Mich., March 1 /PRNewswire/ -- Starting today, Michigan residents can order free copies of their annual credit report, an important tool in the battle against identity theft, Michigan Attorney General Mike Cox announced today.

"Educating yourself about your personal credit history is the first step towards empowering yourself as a consumer," Cox said. "I encourage every Michigan consumer to take advantage of this free, quick, and easy opportunity."

Credit reports contain a collection of personal and financial information, such as addresses, telephone numbers, and a detailed credit history, including accounts opened and unpaid debts. By reviewing their credit reports, consumers can detect fraudulent activity early and limit the potential damage done by identity thieves.

"A credit report is an essential document for the savvy consumer," AARP Michigan State President Dr. George Rowan said. "It is a summary of a consumer's credit activity, and AARP believes it be vitally important for consumers to know what's happening in their names, particularly in this era of growing concern about identity theft."

Michigan citizens are entitled to free credit reports from each of the three major consumer credit reporting agencies: Equifax, Experian, and TransUnion. Consumers can maximize their chances of preventing identity theft by ordering one report from each agency every four months. Consumers can order their free credit reports by mail from: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281; by telephone at 1-877-322-8228; or online at http://www.annualcreditreport.com/ .

To obtain more information about free credit reports and preventing identity theft, or to report suspicious activity on your credit report, contact the Attorney General's Consumer Protection Division online at http://www.michigan.gov/ag , call toll-free at 1-877-765-8388, or write to: Consumer Protection Division, P.O. Box 30213-7713, Lansing, MI 48909.

CONTACT: Allison Pierce of Michigan Attorney General's office, +1-517-373-8060

Web site: http://www.michigan.gov/ag http://www.annualcreditreport.com/