Free self credit repair

AS PEOPLE AROUND THE WORLD ACCUMULATE MORE POSSESSIONS they need more space to store them. Result? Self- and mini-storage facilities are springing up all over. Potential owners often need:

* Construction loans to build new facilities.

* Bridge loans to finance one deal while another closes.

* Permanent loans for 15, 20, 25, etc., years.

* Re-financing of existing self- and mini-storage properties.

* Acquisition loans to buy an existing self-storage property.

* Lower down payment loans with a seller take back of part of the down payment for the self- or mini-storage facility.

* Mini-storage loans that are assumable by the buyer.

* No-seasoning cash-out refinancing of self- and mini-storage.

* Loans to people having lower credit scores.

THIS MONTH YOUR MONEY WATCH BULLETIN lists lenders that make a variety of loans, or find loans, for self- and mini-storage facilities in many areas of the country. Loans may vary from $500,000 to $5-million, or more, depending on the lender and the property involved.

TO OBTAIN A MINI-STORAGE OR SELF-STORAGE LOAN, take these proven steps:

1. Prepare a comprehensive typewritten Loan Package.

2. Be certain that your Loan Package is for a facility that will be profitable when managed by capable people.

3. "Work the numbers" of every deal BEFORE you submit your application. This will save your time, and the lender's time. If the numbers don't work, seek another deal!

4. Never push the lender for a quick answer. Let the lender do the needed analysis and then give you their answer.

FIDELITY MORTGAGE GROUP, LLC

5600 N. River Road, Suite 755

Rosemont, Illinois 60018

Tel: (847) 692-3100

Fax: (847) 692-0070

E-mail: info@conunercialfinancingusa.com

Web site: http://www.commercialfinancingusa.com/self_storage loans.htm

Fidelity Mortgage Group, LLC can arrange financing for your self-storage facility with loan amounts starting at $1,000,000 on up. We can offer you fixed as well as adjustable rate financing. The terms can range up to 30 years. Fidelity Mortgage Group, LLC will review your loan package and, if it makes economic sense, we will generally have a "letter of interest" out in 24 to 48 hours. Our loan officer will be in contact with you through the entire process from origination to closing to answer any question you may have.

Fidelity Mortgage Group, LLC will work with you on your purchase, refinance, or cash out mortgage for your self-storage facility .We are here to help you meet your financing goals. As much as we try, we know we can't possibly answer everyone's questions on a web site.

If you have a scenario you would like to present, simply e-mail it to us at info@commercialfinancingUSA.com , or fill out our online executive summary. A loan officer will contact you after reviewing your request.

THE S&W GROUP

S&W Capital and Finance , LLC

1939 Sterling Rd., Charlotte, NC 28209

Tel: 704-371-4275

Fax: 704-3714276

E-mail: bwalton@sandwgroup.com

Web site: http://www.sandwgroup.com

The S&W Group consists of industry-experienced professionals who offer self storage owners more services than anyone else in the industry. This includes financing, development and construction, site selection, feasibility studies and a wide range of property management services.

The S&W Group is here to HELP self-storage owners become more successful.

Provides:

- Permanent Loans: We offer a number of permanent loans that are tailored to fit the business owners needs. Below are just two of our offerings:

5 Year Loans This is a great loan in terms of rate and length for someone who may currently be in a variable interest rate loan and is not ready to put their facility on a long-term loan. This loan may also work for someone who would like to pay off their construction loan but is not sure how long they will own the property. A 5 year loan may be the answer.

10 Year Loans This is a great loan for someone who may just be coming out of lease-up and would like to maximize cash flow as well as have the security of knowing what their payments will be over a longer period of time.

Both of these products can use amortization schedules of up to 25 years.

Additional loan types include:

- Re-financing

- Acquisition Loans

- Construction Financing

- Other Financing Products

- FREE Loan Quote

BARCLAY ASSOCIATES

Tel: 856-429-4951

Fax: 856-795-8817

E-mail: jspat@snip.net

Web site: http://www.barclayassociates.com/minstorfacfi.html

We have creative lenders who can structure a loan for that mini storage project you want to buy, build, refinance or rehabilitate. Many conventional banks have been turning down such self storage financing. Call or e-mail us today and we'll be pleased to discuss your situation.

* We have lenders who will service all 50 states.

* Keep your payments down with long term self storage financing.

* Competitive interest rates.

* Loans can me made for self storage projects that include a seller take-back.

MINI STORAGE LOAN PARAMETERS - LOAN AMOUNT over $500,000

* Competitive Interest Rate-Call us for estimated rate

* 65% to 75% Loan to value.

* Recourse to borrower required

* Mini storage loans are assumable

* 600+ FICO credit rating usually required

* 15 to 20 year amortization available for self storage loans.

* 5 to 10 year balloons

SELF STORAGE LOAN HIGHLIGHTS - UNDER $500,000 LOAN AMOUNT

* Competitive Interest Rate- Call us for estimated rate

* 50% to 60-65% LTV

* Quick and easy closing

* 10% down payment with seller take back

* Recourse to borrower required.

* Mini storage loans are assumable.

* Unlimited cash out refinance (no seasoning)

* No seasoning refi

* Fixed and Variable rates

* Purchase, refinance and cash out

* Credit FICO score can be as low as 550

BEACON REALTY CAPITAL

549 W. Randolph, Ste. 410 Chicago, IL 60661

312.207.0060; 312-207-8240 FAX 312-207-1827

E-mail: ngussis@beaconrealtycapital.com

Web site: http://www.beaconrealtycapital.com

Beacon Realty Capital, Inc. is a Chicago-based commercial real estate financial services company. The firm specializes in arranging debt and equity financing for new and existing projects, advises on the acquisition and disposition of real estate assets, and provides commercial loan servicing for correspondents.

* Established 1985

* Closed More than $2B in Debt & Equity Transactions

* Experienced in all Property Types

* National Self Storage Specialty

* Experienced Brokers - More than 150 Years Combined Experience

* Exceptional Service to Clients. Firm has no Property Ownership or Management Conflicts with Clients

* Collegial Work Environment Leveraging Collective Staff Experience and Relationships to Benefit Clients

* Extensive Firm Library, Proprietary Database, and Information Resources to Access Property and Capital Markets

BENCHMARK FINANCIAL

8080 La Mesa Blvd. #214

La Mesa, CA 91941

Tel: (619) 465-6200x201

Fax: (619) 465-1693

E-Mail: loans@benchmarkfin.com

Web site: www.benchmarkfin.com

Benchmark Financial is a full service Commercial Mortgage Firm providing long term, low fixed and adjustable rate financing on apartments and all types of commercial real estate. Benchmark funds commercial real estate loans through Insurance Company, Conduit, Bank, S&L and Credit Union lenders nationwide.

Self-Storage facility loans: long term fixed rates starting around 6%-6.5% for a ten year term with 25 year amortization.

Permanent Loans from $100,000 to $50,000,000! Construction Loans from $1,000,000 and up. SB A Loans-All sizes and types considered.

Commercial Fixed rates starting around 5.5%/ Adjustables around 4.5%.

Apartment Fixed rates starting around 5.00%/ Adjustables around 4.00%.

COLLATERAL MORTGAGE CAPITAL, LLC

8200 Roberts Dr., Suite 205, Atlanta, GA 30350

770-817-1600 ext. 115 FAX 770-817-1608

E-mail: atapie@collateral.com

Web site: http://www.collateral.com

Collateral Mortgage is a privately owned commercial mortgage banking firm. Provides funding for all types of commercial and multifamily real estate, nationwide.

Collateral Mortgage Capital, LLC arranges financing for a wide array of real estate. We are not limited to capital sources for the four primary property types of office, retail, industrial and multifamily. Our longstanding relationships with life insurance companies, conduits, credit companies, commercial banks and our own affiliated bank have helped us to identify those lenders that can lend on specialty properties.

Other property types for which we have closed loans are medical office buildings, surgery centers, self-storage facilities, hotels, motels, golf courses, special use facilities and land. The professionals at Collateral possess the knowledge required to understand and analyze these more unique asset classes.

Collateral's loan sizes begin at $1 million.

RECENT SELF-STORAGE FACILITY PROPETY CLOSINGS

$6,200,000

Olde Naples Self-Storage South

Naples, FL

$3,096,057

Fort Apache Self-Storage

Las Vegas, NV

$1,750,000

Quality Self-Storage - Englewood II

Englewood, FL

$2,445,000

Quality Self-Storage - Nokomis IV

Nokims, FL

WELL FARGO FINANCIAL LEASING - RURAL MARKETS

P.O. Box 4943, Syracuse, NY 13221

Tel: 800-451-3322

Fax: 315-434-5001